Jeffery Sheinbein

Jeffery Sheinbein

Hipster-friendly food specialist. Certified pop culture geek. Certified music aficionado.

49 Total Posts
Can You Reach a Credit Score of 900?

Can You Reach a Credit Score of 900?

Whenever you receive a credit rating, either from a creditor explaining a loan decision or when you verify your own...

What is a Good Credit Score? A Comprehensive Guide

What is a Good Credit Score? A Comprehensive Guide

It's a common misconception that you only have one credit rating. In reality, there are many credit scores.

Is 650 a Good Credit Score? A Comprehensive Guide

Is 650 a Good Credit Score? A Comprehensive Guide

Having a credit score of 650 is not ideal, but it's far from bad. It's in the “fair range” according to FICO and...

What is a Good Credit Score in Australia?

What is a Good Credit Score in Australia?

If you're looking to get a loan or mortgage, it's important to know what a good credit score is in Australia. Generally,...

How to Achieve a Perfect Credit Score of 900

How to Achieve a Perfect Credit Score of 900

It will take approximately six months of credit activity to establish a sufficient history for a FICO credit rating,...

What is a Good Credit Score for a Credit Card?

What is a Good Credit Score for a Credit Card?

If your FICO score is above 670, you are in the good credit category. And if it's between 740 and 799, it falls into an...

How to Achieve the Highest Credit Score Possible

How to Achieve the Highest Credit Score Possible

If you're aiming for a perfect credit score, you'll need to aim for an 850 score. That's the highest FICO and...

What is a Good Credit Score? A Comprehensive Guide

What is a Good Credit Score? A Comprehensive Guide

Having a good credit score is essential for many financial goals. It can help you qualify for mortgages, car loans, and...

How to Achieve an Excellent Credit Score

How to Achieve an Excellent Credit Score

A credit rating of 900 is not possible or not very relevant. The number you should focus on is 800.

What is a Good Credit Score for a 40 Year Old?

What is a Good Credit Score for a 40 Year Old?

The average credit score in the U. S.

What Can I Get with a 650 Credit Score?

What Can I Get with a 650 Credit Score?

Raising your score to a good range could help you get access to more credit. A credit score of 650 is considered fair.

What Credit Score Do You Need to Get a Credit Card?

What Credit Score Do You Need to Get a Credit Card?

Most credit cards require a very good credit score of 700 or higher. And cards with many benefits, such as travel and...

What is a Good Credit Score? A Comprehensive Guide

What is a Good Credit Score? A Comprehensive Guide

When it comes to credit scores, there are a few different ranges that are generally accepted. Scores from 580 to 669 are...

Is a 700 Credit Score Good Enough to Buy a Car?

Is a 700 Credit Score Good Enough to Buy a Car?

Having a credit rating of 700 is considered to be in the “good” or “prime” category for financing, making it a...

How to Improve Your Credit Score from 650 to Excellent

How to Improve Your Credit Score from 650 to Excellent

Having a credit score of 650 is considered “fair”, and it can make it difficult to open new lines of credit and...

Is there such thing as a 1000 credit score?

Is there such thing as a 1000 credit score?

Getting a credit score of 1000 is impossible because the standard credit rating range used by FICO and...

What is a Good Credit Score and How to Achieve It?

What is a Good Credit Score and How to Achieve It?

Having a good credit score is essential for anyone who wants to access financial services. A good credit score is usually ...

What Can You Do With a 700 Credit Score?

What Can You Do With a 700 Credit Score?

A credit rating of 700 is a great score to have. It falls within the good credit range, which is 700 to 749, and is just...

What Credit Score Do You Need to Buy a Car?

What Credit Score Do You Need to Buy a Car?

When it comes to buying a car, there is no set credit score you need to qualify for an auto loan. While having a higher...

Is an 800 Credit Score Considered Perfect?

Is an 800 Credit Score Considered Perfect?

Having a credit rating above 800 is not just good, it is exceptional. According to FICO's credit rating system, a score...

What is a Poor Credit Score and How to Improve It?

What is a Poor Credit Score and How to Improve It?

Having a poor credit score can be a major obstacle when it comes to accessing financial products such as credit cards and ...

What Does a 1200 Credit Score Mean?

What Does a 1200 Credit Score Mean?

A credit score is a numerical representation of a person's creditworthiness. It is used by lenders and credit providers...

What is the Average Excellent Credit Score?

What is the Average Excellent Credit Score?

For a score with a range between 300 and 850, a credit score of 700 or higher is generally considered good. A score of...

What is a Good Credit Score by Age?

What is a Good Credit Score by Age?

With FICO's credit rating model, credit scores ranging from 300 to 579 are considered poor. Scores ranging from 580 to...

What is a Good Acceptable Credit Score?

What is a Good Acceptable Credit Score?

Credit scores are generally divided into four categories: fair (580 to 669), good (670 to 739), very good (740 to 799),...

What is the Worst Credit Score?

What is the Worst Credit Score?

The lowest credit rating in this range is 300, but it is almost impossible to find someone with such a low score....

What Does a Credit Score of 550 Mean?

What Does a Credit Score of 550 Mean?

Your credit score is within the range of scores, 300 to 579, considered very poor. Many lenders choose not to do business ...

What is a Good, Bad or Excellent Credit Score?

What is a Good, Bad or Excellent Credit Score?

When it comes to credit ratings, scores between 690 and 719 are generally considered good. Scores above 720 are...

What Can an 800 Credit Score Get You?

What Can an 800 Credit Score Get You?

A credit score of 800 or higher is a sign of exceptional creditworthiness. People with this rating are likely to be...

How to Improve Your Credit Score from 650 to 700

How to Improve Your Credit Score from 650 to 700

A 650 credit rating is generally considered fair, but it's not a good credit score. To have good credit, you need a score ...

Can I Get Approved with a 650 Credit Score?

Can I Get Approved with a 650 Credit Score?

In general, if you have a credit score of 620 or higher, you should be able to qualify for most conventional loans. A 650 ...

What is the Average Credit Score of an American?

What is the Average Credit Score of an American?

It's a common misconception that you only have one credit score. In reality, you have many.

What is a Good Credit Score for a Credit Card?

What is a Good Credit Score for a Credit Card?

Having a good credit score is essential for getting approved for loans, credit cards, and other financial products. A...

What is an Excellent Credit Score and How to Achieve It?

What is an Excellent Credit Score and How to Achieve It?

Credit scores are used by lenders to determine the risk of lending money to a borrower. Generally, credit scores from 580 ...

What's the Lowest Credit Score You Can Have to Purchase a Home?

What's the Lowest Credit Score You Can Have to Purchase a Home?

If you have a credit score of 500 or lower, your best chance of getting a home loan is through the Federal Housing...

What is the Average Credit Score for a Credit Card?

What is the Average Credit Score for a Credit Card?

It's a common misconception that you only have one credit score. In reality, you have many credit scores.

Can You Have a Credit Score of 900?

Can You Have a Credit Score of 900?

A credit rating of 900 is not possible or not very relevant. The number you should focus on is 800.

What is the Average Credit Score in the US?

What is the Average Credit Score in the US?

It's a common misconception that you only have one credit score. In fact, you have many credit scores.

How to Improve Your Credit Score and Get the Most Out of It

How to Improve Your Credit Score and Get the Most Out of It

Having a good credit score is essential for many aspects of life, from getting approved for a loan to getting the best...

What Credit Score Do You Need to Buy a House for the First Time?

What Credit Score Do You Need to Buy a House for the First Time?

Buying a house for the first time can be a daunting task, especially when it comes to understanding credit scores. Many...

What is a Good Credit Score? A Comprehensive Guide

What is a Good Credit Score? A Comprehensive Guide

Having a good credit score is essential for many financial goals. It can help you get approved for loans, mortgages, and...

Is a 720 Credit Score Enough to Buy a House?

Is a 720 Credit Score Enough to Buy a House?

For most types of loans, a credit score of at least 620 is necessary to buy a home. However, a higher score significantly ...

How much of a loan can you get with a credit score of 600?

How much of a loan can you get with a credit score of 600?

The exact amount of money you'll receive depends on factors other than your credit ratings, such as your income, your...

What is the Lowest Credit Score to Buy a House?

What is the Lowest Credit Score to Buy a House?

It's recommended that you have a credit score of 620 or higher when you apply for a conventional loan. If your score is...

Is a Credit Score of 700 Good or Bad?

Is a Credit Score of 700 Good or Bad?

FICO credit scores, the industry standard for assessing credit risk, range from 300 to 850 perfect, with 670 to 739...

How to Achieve a Perfect Credit Score

How to Achieve a Perfect Credit Score

Achieving a perfect credit score of 900 is not possible, as only 1% of the population can reach a score of 850. To get...

What Does a Credit Score of 600 Mean?

What Does a Credit Score of 600 Mean?

Your credit score is within the range of scores, 580 to 669, considered fair. This means that lenders may consider you to ...